Free Business Utilities for
Nigerian Retailers
Calculators, document generators, AI assistants, and retail utilities — all built specifically for shop owners, supermarkets, pharmacies, and SMEs. 100% free, no account required.
Business Loan Repayment Calculator
Calculate your monthly loan repayment and total interest paid.
Simple Staff Payroll Calculator
Calculate staff monthly net pay after deductions and allowances.
Daily Sales Target Calculator
Break down your monthly revenue goal into a daily sales …
Withholding Tax Calculator
Calculate withholding tax on contracts, dividends, and services in Nigeria.
CAC Registration Fee Estimator
Estimate CAC business registration fees for sole traders and LTDs.
PAYE Income Tax Calculator (Nigeria)
Calculate PAYE income tax for any salary level using 2026 …
Pension Contribution Calculator (PFA)
Calculate employer and employee pension contributions under the PRA 2004.
NHF Contribution Calculator
Calculate National Housing Fund (NHF) monthly deductions for employees.
Profit & Loss Statement Builder
Build a simple monthly profit and loss statement for your …
Microfinance Loan Eligibility Calculator
Estimate your microfinance loan eligibility and monthly repayment amount.
BVN Verification Status Guide
Step-by-step guide to verify your BVN status via USSD and …
Naira Inflation Impact Calculator
See how much purchasing power naira has lost over any …
Business Registration Cost Estimator
Estimate the full cost of registering a business in Nigeria …
🎉 Need comprehensive, automatic store tracking?
These calculators and generators are free because we believe in supporting local SMEs. When you're ready to fully automate counter sales, cashier PIN audits, and check true net profit margins, SwiftPOS is here.
